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Toni Hedstrom, REALTOR, e-PRO
Keller Williams Realty New Tampa
iPHONE: 813-830-8664
Fax: 813-994-4433
Ofc: 813-994-4422

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  • Short Sales

    The term ‘Short Sales’ has become a common part of our language in the past five years. In all actuality, short sales have been around for a very long time. Fewer homeowners found themselves in a position to utilize a short sale option to avoid foreclosure because, when selling, there was usually some equity in the home.

    The financial crisis has impacted the housing market in a devastating way. Many homeowners are barely hanging on and when they are forced to sell, they find their home isn’t worth what they owe on their mortgage(s).

    For buyers, the uncertainty of short sales and how they operate may cause reluctance to consider them as a purchase option. Worse yet, this same uncertainty may cause a buyer to purchase without really knowing what they are getting into.

    In this short sales information section you will find discussions relating to all aspects of a short sale transaction.

    What is a Short Sale?            What are the Benefits of a Short Sale?       What are the Steps of a Short Sale?

    Subscribe to short sale information updates to receive continued information about short sales.


    • Short Sale Topics

    • Obtain a home loan after short sale – Few guidelines to help you   Thank you to our guest blogger, Gabriel Knight!     One of the most commonly used methods of preventing foreclosure happens to be a short sale. This is essentially because short sale allows you to sell your home to a buyer and that too for less than what you owe to the lender. It’s true that you also ...
    • Making an Offer on Short Sales and Foreclosures Who Calls the Shots On both a Short Sale and a Foreclosure property, the Bank holding the mortgage is the one who calls the shots. In a Short Sale scenario the homeowner may still be involved but the Bank either accepts or rejects the offer. On Short Sales, many Banks have begun establishing the price they ...
    • FHA rehab loans ideal for distressed homes | Inman News FHA rehab loans ideal for distressed homes | Inman News. This great blog post by Steve Bergsman with Inman News discusses the FHA 203k loan program which is a little known loan program offered by the Federal Housing Administration. In this discussion, Steve compares the actual cost of maintaining a new construction home versus a distressed ...
    • VA Streamline Refinance In an effort to help veterans secure the lowest fixed interest rate available, the VA started a Streamline Refinance program called Interest Rate Reduction Refinance Loan program (IRRL). This loan option is a way for current VA homeowners to lower their interest rate with very little or no out-of-pocket costs. These refinance loans are done ...
    • Understanding HAFA and HAMP HAFA and HAMP are government programs initiated to reduce the negative impact of the falling housing market on the economy. They are programs that relate to GSE (Government Sponsored Enterprise) Mortgages such as FHA and VA. HAMP – Home Affordable Modification Program / a Loan Mod Program Within the HAMP program, servicers apply a uniform loan modification ...